Dear Friend,

A judgement is a far more serious offence than a blacklisting as this is a legal proceeding that the court has taken against you for non payment of previous debt. If you have a judgement against your name and it is NOT relating to property in anyway and you are in the process of rescinding or removing your court judgement over the course of the next two years then there may still be hope for you!

A judgement is a final decision by the court whether through a decision by a Judge or Arbitrator. It therefore is a ruling by court to resolve a certain matter which in many cases involves that of money owed by you to a creditor.

If your judgement was not in wilful default (basically you knew about the summons against you and wilfully ignored it or could not do anything about it for some bona fide reason). Let's look at what this means!

Say that you were not aware of your summons and judgement at all until the Sheriff of the Court came to your door to remove your goods, then in this case the judgement was not by Wilful Default. Another example would be that you handed your summons to your attorney who 'lost' your summons and therefore did not act upon it. In this case you also are not in Wilful Default meaning that you potentially have a means of rescinding the judgement.

The other 'unknown' method of rescinding your judgement is by dealing with your creditor and getting them to consent in writing to have your judgement removed. This may work in some cases so it should not be overlooked.